This policy is effective as of 1st September 2023
This privacy notice is for Abound Financial Technologies Inc., ("we," "us," or "our"). It describes how and why we might process your information when you use our services ("Services"). This includes when you:
Visit our website at http://www.achurch.app or any website of ours that links to this privacy notice.
Download and use our mobile application (A Church App), or any other application of ours that links to this privacy notice.
Engage with us in other related ways, including any sales, marketing, or events.
Questions or concerns?
Reading this privacy notice will help you understand your privacy rights and choices.
If you do not agree with our policies and practices, please do not use our Services.
If you still have any questions or concerns, please contact us at support@aboundfi.com
We collect personal information that you voluntarily provide to us when:
The personal information we collect depends on the context of your interactions with us and the Services, your choices, and the products and features you use. This information may include:
We do not process sensitive information
If you use our application(s), we may also collect:
This data helps maintain our application(s) security and operations and aids in troubleshooting and internal analytics.
When navigating our Services, we automatically gather certain information. This data doesn’t pinpoint your identity but may consist of device and usage information, such as:
This data is crucial for our Services' security, operation, internal analytics, and reporting.
Like many businesses, we also gather information via cookies and similar tech. The details include:
We process your personal information for various reasons, based on your interaction with our Services:
We might share your personal information under the following circumstances:
We might use cookies and other similar tracking technologies (such as web beacons and pixels) to obtain or save information. For specific details about our use of these technologies and how you can decline certain cookies
We retain your personal information only as long as necessary for the purposes detailed in this privacy notice,
unless the law mandates or allows for a more extended retention period (e.g., for tax, accounting, or other legal reasons).
None of the purposes mentioned in this notice will necessitate retaining your personal information
longer than the duration you maintain an account with us.
If we no longer have a valid business reason to process your personal information, we will either:
Delete or anonymize the data, or
If direct deletion or anonymization is unfeasible (e.g., if the data is in backup archives), securely store and isolate your personal information, preventing further processing until deletion becomes feasible.
We have put in place suitable technical and organizational security procedures to help ensure the protection of any
personal information we handle. However, it's essential to understand that no matter how stringent our
protective measures are, no online data transmission or storage mechanism can be assured of 100% security.
This means we cannot guarantee the absolute security of your data against potential breaches by hackers, cybercriminals,
or other unauthorized entities.
While we are committed to defending your personal information, transmitting personal data to and from our Services always carries some level of risk. It's crucial to ensure you're accessing our Services in a secure setting.
Withdrawing Consent: If our processing of your data is based on your consent, you can withdraw it at any moment. This won't impact prior processing done with your approval. To withdraw consent, see the "How can you contact us about this notice" section.
Opting Out: You can opt out of marketing communications by following unsubscribe instructions in our emails or SMS, or by getting in touch as detailed below. Service-related communications will continue.
Account Information: To review or change your information, or to deactivate your account:
Post your request to terminate your account, we'll deactivate it and remove your data. But, some information might remain in our records for specific purposes, like preventing fraud.
Cookies and Similar Technologies: Most Web browsers are set to accept cookies by default. If you prefer, you can usually choose to set your browser to remove cookies and to reject cookies. If you choose to remove cookies or reject cookies, this could affect certain features or services of our Services. You may also opt out of interest-based advertising by advertisers on our Services.
To address your privacy rights concerns, please email us at support@aboundfi.com
Most web browsers, as well as some mobile operating systems and mobile applications,
include a Do-Not-Track ("DNT") feature or setting. This allows you to signal your privacy preference to
not have data about your online browsing activities monitored and collected.
Currently, there is no uniform technology standard for recognizing and implementing DNT signals.
Therefore, we do not respond to DNT browser signals or any other mechanism that automatically communicates your choice
not to be tracked online.
Should an online tracking standard that we are required to follow be adopted in the future,
we will update you on this practice through a revised version of this privacy notice.
California Civil Code Section 1798.83, also known as the "Shine The Light" law, permits our users who are California residents to request and obtain from us, once a year and free of charge, information about categories of personal information (if any) we disclosed to third parties for direct marketing purposes and the names and addresses of all third parties with which we shared personal information in the immediately preceding calendar year. If you are a California resident and would like to make such a request, please submit your request in writing to us using the contact information provided below. If you are under 18 years of age, reside in California, and have a registered account with Services, you have the right to request removal of unwanted data that you publicly post on the Services. To request removal of such data, please contact us using the contact information provided below and include the email address associated with your account and a statement that you reside in California. We will make sure the data is not publicly displayed on the Services, but please be aware that the data may not be completely or comprehensively removed from all our systems (e.g., backups, etc.)
The California Code of Regulations defines a "resident" as:
All other individuals are defined as "non-residents."
If this definition of "resident" applies to you, we must adhere to certain rights and obligations regarding your personal information.
We have collected the following categories of personal information in the past twelve (12) months:
Category | Examples | Collected |
---|---|---|
Category A: Identifiers | Contact details such as real name, alias, postal address, telephone or mobile contact number, unique personal identifier, online identifier, Internet Protocol address, email address, and account name | YES |
Category B: Personal Information Categories Listed in the California Customer Records Statute | Name, contact information, education, employment, employment history, and financial information | NO |
Category C: Protected Classification Characteristics Under California or Federal Law | Gender and date of birth | YES |
Category D: Commercial Information | Transaction information, purchase history, financial details, and payment information | NO |
Category E: Biometric Information | Fingerprints and voiceprints | NO |
Category F: Internet or Other Similar Network Activity | Browsing history, search history, online behavior, interest data, and interactions with our and other websites, applications, systems, and advertisements | NO |
Category G: Geolocation Data | Device location | NO |
Category H: Audio, Electronic, Visual, Thermal, Olfactory, or Similar Information | Images and audio, video or call recordings created in connection with our business activities | NO |
Category I: Professional or Employment-Related Information | Business contact details in order to provide you our Services at a business level or job title, work history, and professional qualifications if you apply for a job with us | NO |
Category J: Education Information | Student records and directory information | NO |
Category K: Inferences Drawn from Other Personal Information | Inferences drawn from any of the collected personal information listed above to create a profile or summary about, for example, an individual’s preferences and characteristics | NO |
Category L: Sensitive Personal Information | NO |
Usage and Retention of Collected Personal Information:
Category A: We will retain the collected personal information as long as the user has an account with us.
Category C: We will retain the collected personal information as long as the user has an account with us.
We may also collect other personal information through:
More information about our data collection and sharing practices can be found in this privacy notice.
If you are using an authorized agent to exercise your right to opt out we may deny a request if the authorized agent does not submit proof that they have been validly authorized to act on your behalf.
We may disclose your personal information with our service providers pursuant to a written contract between us and each service provider. Each service provider is a for-profit entity that processes the information on our behalf, following the same strict privacy protection obligations mandated by the CCPA.
We may use your personal information for our own business purposes, such as for undertaking internal research for technological development and demonstration. This is not considered to be "selling" of your personal information.
We have not disclosed, sold, or shared any personal information to third parties for a business or commercial purpose in the preceding twelve (12) months. We will not sell or share personal information in the future belonging to website visitors, users, and other consumers.
You can ask for the deletion of your personal information. If you ask us to delete your personal information, we will respect your request and delete your personal information, subject to certain exceptions provided by law. These exceptions may include, but are not limited to, the exercise by another consumer of his or her right to free speech, our compliance requirements resulting from a legal obligation, or any processing that may be required to protect against illegal activities.
Right to be informed — Request to know:Depending on the circumstances, you have a right to know:
Please note, in line with applicable law, we are not obligated to provide or delete consumer information that is de-identified in response to a consumer request. Nor are we obligated to re-identify individual data to verify a consumer request.
Right to Non-Discrimination for the Exercise of a Consumer's Privacy Rights:We will not discriminate against you if you exercise your privacy rights.
Right to Limit Use and Disclosure of Sensitive Personal Information:We do not process consumer's sensitive personal information.
Verification Process:Upon receiving your request, we will need to verify your identity. This verification process may require us to ask you to provide specific information for us to match with what is already in our system. Depending on the nature of your request, we may contact you through a previously provided communication method (e.g., phone or email). We may also employ other verification methods as the situation warrants.
The information provided in your request will solely be used for verification purposes. If we can't verify your identity from our existing records, we may request additional information for verification, security, or fraud-prevention reasons. This additional information will be deleted after we've completed the verification process.
To exercise any of these rights, you can reach out to us via email at support@aboundfi.com or refer to the contact details provided at the document's end. If you have concerns or complaints about how we manage your data, we welcome your feedback.
Under the Virginia Consumer Data Protection Act (CDPA):
If the definition of "consumer" applies to you, we must adhere to specific rights and obligations concerning your personal data.
The information we collect, use, and disclose about you will depend on your interaction with us and our Services. To learn more, please visit the following:
Note: We have not sold any personal data to third parties for business or commercial purposes, nor do we plan to do so in the future for website visitors, users, and other consumers.
Exercise Your Rights under the Virginia CDPA:For further details about our data collection and sharing practices, please refer to this privacy notice.
To contact us, you can:
Email us at support@aboundfi.com
Verification Process:
We might ask for additional information, deemed reasonably necessary, to confirm your identity and the nature of your request. If a request comes via an authorized agent, we may seek more details to validate your identity before proceeding.
Right to Appeal:
Should we decide not to act on your request, you will be informed of our decision and the reasons for it. If you disagree with our decision, please email your appeal to support@aboundfi.com. Within sixty (60) days of receiving an appeal, we will notify you in writing about any action taken or not taken in response to the appeal, including a written explanation for the decision. If your appeal is denied, you have the right to contact the Attorney General to lodge a complaint.
We may update this privacy notice from time to time. The updated version will be indicated by an updated "Revised" date and the updated version will be effective as soon as it is accessible. If we make material changes to this privacy notice, we may notify you either by prominently posting a notice of such changes or by directly sending you a notification. We encourage you to review this privacy notice frequently to be informed of how we are protecting your information.
If you have questions or comments about this notice, you may email us at support@aboundfi.com or contact us by post at:
Abound Financial Technologies Inc.
46 Pine Knoll Dr
Suite A1
Greenville, SC 29609
United States
Based on the applicable laws of your country, you may have the right to request access to the personal information we collect from you, change that information, or delete it. To request to review, update, or delete your personal information, please contact our support team at support@aboundfi.com.